VA Program Adds Divestment Rules and More
By Doug Chalgian on September 18, 2018
The so-called “Aid and Attendance” pension has become an important source of income for older adults needing long term care services, and an important source of business for...
New Medicaid Policy on VA Income
By Doug Chalgian on April 10, 2016
Understanding the way Medicaid programs treat income-like benefits paid by the Veterans Administration have always been confusing (at least to me). Until now, Medicaid policy on the subject...
VA and LTC Planning
By Doug Chalgian on September 13, 2015
I recently responded to a post on a listserv in which the issue of using irrevocable trusts to “protect assets” in order to obtain VA Aid and Attendance...
Striking the Balance of Financial Integrity and Quality of Care for the Spouse of an Impaired Adult
By Doug Chalgian on July 28, 2013
Here’s another balance that’s hard to strike - and hard to help clients understand and decide.Typical example: Husband and wife have been married 50 years. They are both...
American Austerity
By Doug Chalgian on December 20, 2012
The boomers are aging in huge numbers. The ratio between working-age tax payers and retirees is slanting rapidly toward the retirees. The government programs that provide care for...
Anatomy of a Senior Seminar Scam
By Doug Chalgian on December 20, 2012
When you reach a certain age you begin receiving invitations to "educational seminars." Often bright colored postcards in the mail, sometimes formalistic letters, even advertisements in the local...
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